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CRW1 Economics

June 8, 2016

Sorry for the late post.

Imagine that you have one million dollars to invest. How would you invest the money?

20 Comments leave one →
  1. Chicken permalink
    June 8, 2016 5:10 pm

    In my country, which is limited in area and densely populated, I must invest all of my money in real estates because our land clearly increase in value as time goes on. That is why people want to buy some of lands if they get the money. If I have one million dollars and I am the big landowner, I don’t worry about my old age because I just will definitely rent my land to others. People who borrowed the land must have a monthly payment. Likewise, I should also construct building and get the money that people who lease the building have to charge. However, there are some problems that rental buildings are prone to needing repairs or to experiencing vacancy if people do not want to lease. Nevertheless, land is one of the best to invest for the long term in that land definitely won’t fluctuate in price particularly in Korea.

  2. Anonymous permalink
    June 8, 2016 6:29 pm

    If I have one million dollars to invest, I’ll invest in insects business as our foods. The field of insects business is one of the prospective business after a decade. Day by day, it will be more difficult to graze livestock, because lots of problems are getting worse like lack of water, deforestation, and increasing population. Also, it will be difficult to take important nutrients from meats, because of lack of livestock. So, which one can be the solution? Insects! Insects are more easy to raise. Compared with animals, they need just small areas and foods to live, and short period to raise. With respect to economy and profit, people need less money to raise them! This is why I want to invest in insects business.

  3. Yolo permalink
    June 8, 2016 10:12 pm

    If i had one million dollars to invest, i would invest in promising industries such as silver industry and biotechnology industry.
    Nowadays especially in Korea, the number of elderly people is rapidly increasing. As birth rate decreases, the amount of elderly people accounting for the nation’s population obviously increases. Therefore the aging society prevails and the demand of nursing and care services for elderly people increases.Many experts are thinking of the most efficient and safe way to nurse elderly people and i would invest in devising the best way for both elderly people and their families.
    Also, people are interested in their health and longevity and concerned about the shortage of food. Biotechnology might be a solution to these types of concerns and ultimately help the human from improving the quality of life. This technology creates high-added value using the technology derive from biological system so its environmental safety is ensured.
    I would therefore invest one million dollars in promising industry to make profits.

  4. saigonriver permalink
    June 8, 2016 10:26 pm

    If i could invest one million dollars on something, I would invest that money to building. It might sound hilarious but I think it is one of the most practical way of investing. If i get a chance to have that huge amount of money, I don’t want to risk actually. I just wanna buy tall building which is located at main street. For me, it is really sad reality. After being an adult and university student, which means it’s time for me to earn my own money and later, I should take care of my family. Since then I started to thinking about how am I supposed to earn money and that leads my dream to be nothing but rich. Not super rich but at least be able to carry myself. Just seeing athletics or entertainers who has a lot of money, all I have in my mind is worry. Worry about myself, worry about my whole family in future. That’s why I want to invest my money to buy buildings. Even this looks quite pathetic.

    • Amy permalink
      June 8, 2016 10:29 pm

      I heard that building investment can earn a lot of money. I think investment to building is good idea to earn money. You don’t need to worry about slump in stock like stock and share.

  5. Amy permalink
    June 8, 2016 10:26 pm

    I have answered this question since I was very young. If I have a million dollars, I will tell anyone and bank it secretly. To me, a million dollars is enough. If I have the money, I will feel I don’t need more money. So I will not try to invest to somewhere. I have seen many people bothering a person who have a lot of money. They suggest investment to their business and the reach person are sucked in swindler. Moreover, many families fought each other because of money. Money is needed to us in a capitalistic society, but too much money can destroy relationship and happiness. So I think there is nothing to be gained by becoming known to people. I will not tell about my money in spite of my friends and families. I won’t invest my money anywhere and just keep it in bank. Not only keeping money safely, but also this can be investment. One million dollars is a great deal of money. I guess its interest is also a lot. I can keep my money safely and also can receive interest. I think that’s most good way to me. I bank my money and give some money secretly to my surrounding people who are in danger because of money problem.

  6. Eve21 permalink
    June 8, 2016 11:30 pm

    If I had million dollars in my hand, I would have put it in the bank right away. I do not have enough courage and intelligence to read the current stock share and put all my money for making fortune. I would just satisfy with the interest that bank give me. Or, maybe I will divide the money in half and put one half in the bank and another half in the company invest. The company I am interested in is culture based company, which sell Korean cultures like movie, drama, music, and so on. These company will have probability in the global market, and it is in upturn trend, so I would like to invest in those companies. However, if I have choice, I would just put it in the bank safely rather than having risk of losing it.

  7. JuYong permalink
    June 8, 2016 11:34 pm

    If I have a million dollars, I would invest them systematically. First, I plan to save some money safely. I will deposit thirty thousand dollars in a bank. Maybe I will get some interest from bank. Considering that Interest rates is about 2~3percent, maybe I could get one thousand dollars every month. Second, I will invest thirty thousand dollars in stable assets like gold or bond. I think these are less dangerous than stocks. Especially, bonds are proved by government so I could protect my money. Third, I will invest thirty thousand dollars in stocks. It is risky to some extent, but if I am lucky, I can get a great deal of money in a short time. If value of stocks decreases, I won’t sell them but just wait until price is increased. I think stocks are very changeable, patience is important. And I will use rest of money in round the world trip!

  8. June 9, 2016 12:14 am

    If I have one million dollars, I will invest in me a bout a half of one million dollars. For example, I will buy luxury sedan, fancy clothes and the newest electronic instruments etc. Because I think that it could probably increase my self-esteem and self-confidence. That emotions are essential part of ‘good life’. Also, I will invest in my study. I usually imagine that I am a employee of major league baseball team. I want to study to manage baseball team, and about baseball at U.S.A. I guess that to study abroad costs a lot of money. And, I will deposit the left half money in the bank. If so, there will be enough interest to live affluently. So I will focus on my-self without any financial concerned.

  9. mydogiscuteasteddybear permalink
    June 9, 2016 12:33 am

    If I must invest one million dollars, I would invest it to genius, who is extremely talented but have no money to show their ability. However, this person should be terribly talented and the standard of my investment will be very strict. I won’t put my money to people who have average talent or ambiguous to call them genius. The reason for thinking of investing money to human is that I once saw a very talented singer who can actually sing more than four octave. He couldn’t get popular because he had no money to make songs, advertise, or any chance to perform. Although he is famous now, I felt sorry for him because he could have become popular more earlier. Also, I will invest money to only two talents, which are singing and acting. These are very noticeable talent that people can recognize and it is a skill that only relies on their own ability, which won’t arouse any doubt of my investment money. So, if I had enough money to invest, I will discover a talent and invest money to them. Eventually, by investing to talented people, it will also bring me more money.

  10. Elephant permalink
    June 9, 2016 12:38 am

    Korea is already developed country and haven’t got many resources. So iIf i got a one million dollars to invest, i will invest it to developing countries like china or brazil. Those developing countries have high levels of population which means they got a lot of potential customers. And the county’s undeveloped natural resources can make it possible to earn a lot of foriegn currencies.
    For that reasons i would invest my money to the developing countries that have high levels of population and many resources.

  11. Jukebox permalink
    June 9, 2016 1:13 am

    If I had one million dollars, I would invest in a building. It is profitable if I get the rent, but the main reason that I would invest in building is because of safety. I sometimes hear the news that people who had won the lottery became bankrupt. If people get enormous money unpredictably, they usaully have a difficulty in managing the money. Thus, I think it is the most important that managing money safely. Investing money in a bank may be the safest way, but it is not profitable that much. If I purchase a building, the price of the building will be much more likely increased rather than be decreased. Therefore, if I had one million dollars, I think it is the most rational way to invest in a building.

  12. John Snow permalink
    June 9, 2016 1:21 am

    If I have one million dollars, I will invest the money at silver town. We are entering the time of lowbirth and aging. Our technique of medical treatment becomes more and more advanced. So our desired life time also expected to increase. In addition, our desired life time will reach up to 120 years old in the future. We have to make some preparations from this situation.
    Investing at silver town is one of these preparations. Because increased population of old people would be one of the most serious problems. So repairing existing silvertowns and constructing more silver towns including elderly living facility, amusement facilities, and medical facilities is can be a proper situation.
    I think I can make a lot of money from this buisness. Moreover, this buisness is also helpful to public interest. There is a strong presumption that South Korea will enter an aging society.
    Therefore, this investment essential for us.

  13. June 9, 2016 1:47 am

    If I had one million dollars to invest, I would like to invest in Neuroscience. The field of Neuroscience becomes essential, because many people have been interested in human’s brain these days. Contemporary people will definitely benefit from the advancement of Neuroscience. With the improvement of Neuroscience, scientists can understand brains in depth and they can find proper methods to study about brains. Eventually, scientists could develop appropriate treatments for diseases related with brain like Alzheimer and mental illnesses. It will definitely be revolution for human! Besides, it is natural that improved Neuroscience enables scientists to develop artificial intelligence, which is a critical technology to lead the future society. In addition, according to an article, Korea will invest 340 billion dollars to Neuroscience for ten years from now in order to promote this interesting filed. Therefore, it is evident that investing in Neuroscience will probably be valuable assets.

  14. The flaming lips permalink
    June 9, 2016 9:21 am

    If i had million dollars, i will invest in old stuffs and antiques. In many fields where collector exist , old stuffs like records, furniture, classic cars’ price gets higher as it gets older. I saw cases that old records that no one cared in 60s get selled as 20 times more expensive as the original price. Classic cars too, the more it gets older, the higher the prices are. Even these antiques are getting popular among people who don’t collect things. Many malls promote their old stuffs saying that they have ‘retro’ aesthetic. Clothes that passed their popularity long time ago in 20th century get popular again in 21th century often. So I think investing in old stuffs and antiques by buying them and keep them in the long term is a good way to invest money.

  15. Jubbit permalink
    June 9, 2016 10:57 am

    If I have one million dollar to invest, I am sure I am going to buy houses. Living in Korea takes a lot of money. For example, we must pay for cell phone fee, electricity bill, and housing payment monthly. It does not matter how much you earn for your paycheck if there is a hole in your account. That is, I believe earning money is not as important as saving money. Among the expenses we must pay every month, housing payment takes the largest part. Therefore, if I have money to invest, I want to buy houses so that I don’t have to pay every month and the value of the house will go up gradually. Another reason of buying houses is there is many ways house can be used as earning profits. For example, you can rent them to others and get money every month. Also you can let renters live in long term and hold their big money. In this case you have to return the money back to renter but most of people use this money to invest in order to make money out of it. To conclude, I will buy houses if I have one million dollars because in this way, I can save my money from renting a house and make money out from them.

  16. jelly permalink
    June 9, 2016 11:21 am

    Actually one million dollar is not that big amount of money. This might be sounds absurd but it’s true. I bet we have seen lots of lottery winners who spend all of their prize money in just a day. It is the most thoughtless behavior to spend like them.
    In my opinion if I have one million dollar, I will just put them in the bank. Then I will wait until it gets larger as it can. When we put money in the bank, the bank some interest on our money. It is usually so little like 0.1 or 0.2. But if it depends on the amount of money. Let’s suppose that the interest rate of the bank is 0.1%, I am not sure but ‘one million dollar’ will get one hundred one for bank interest. So I got an extra one hundred one! In this way I am going to make it as much as I can, Other investment has lots of risk. I agree that those investment are more useful and beneficial. However even if it is really little amount of interest, still I prefer the stable one.

  17. Polar bear permalink
    June 9, 2016 11:24 am

    If I had million dollars, I would divide my million dollars and invest to fund and deposit to the bank all my money. I think It is pretty dangerous that invest all my budget to stock market myself. It is because I have never invest to stock market before and I don’t know economic system exactly. In addition, If I invest my money to stock market myself, I might go any day. Therefore, I decide that if I had million dollars, I would give my budget to fund managers who are professional in their major. I don’t want to accept risk in order to maintain my money. However, if who recommend to me “Why don’t you invest your money to lands or buildings? You prefer safe than dangerous.” I would answer because I want to check my money every minutes how I make a money. In conclusion, I want make a money and I hope to keep my money safety. Therefore, invest to fund mangers who are well known to economy system is best option to my fund mangement.

  18. 안준용 permalink
    June 9, 2016 11:32 am

    Actually I did internship in asset company 6 month. During that time, I learned that managing asset or investment is really hard and complicated. There are so many factors to consider. Now, if I have one million dollars, I would probably do diversified investment. (I suppose this is for profit,) And I aiming 40% of profit in 5 years. It means that I will invest six hundred thousand dollars for aggressive investment and four hundred thousand dollars for defensive investment. Aggressive investment is typically including foreign fund and domestic fund. Defensive investment is including bond, ELS, ELD, and CMA.

  19. MINA permalink
    June 13, 2016 2:39 am

    If I get one million dollars, I’ll invest the money to raise my value. For example, learning some things I like, or making myself more beautiful, or buying great house and car, or founding a cafe(day) and bar(night), etc. I also want to go travel all around the world, and I want to let my family live in luxury. All these things are, I think, the ones that enhance my value. Raising my values, it would make me meet with more valuable(?)-great people. It really seems to be a wonderful experience.

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